Capital MRI · Commercial Real Estate Refinance Readiness

Facing a Refinance Gap? Find & Fix It Before Maturity.

Find out how big your gap is, what’s causing it, and what it will take to close it.

2 minutes - No uploads - No email required.

How it works

A clear sequence for an uncertain refinance.

  1. 1. Identify & Size the Gap

    Start with a free, two-minute estimate using your NOI and maturing loan balance. For a more reliable assessment, upload your rent roll, income statement and debt agreement for a lender-perspective review.

    Your outcome: A clear picture of your refinance gap.

  2. 2. Diagnose & Build Your Roadmap

    We analyze income, expenses, market rents and financing constraints to determine whether operational improvements can close the gap before maturity. If not, we identify capital solutions and outline the steps needed to get refinance-ready.

    Your outcome: A practical roadmap to closing the gap.

  3. 3. Source Capital & Execute

    When you need financing, we prepare the lender package, structure the request, approach appropriate debt and equity sources, and manage the process through closing.

    Your outcome: Advisor-led execution from financing strategy to closing.

Trust & execution

Technology-supported. Human-reviewed. Built for your next decision.

Start with an instant estimate. Move to a human-reviewed, lender-perspective assessment based on your actual property and loan documents. Get the clarity to decide what needs to happen next - and a path to execution if you need capital.

Human Review

Every analysis and recommendation shared with a client is reviewed by a human.

Capital Execution

When you need financing, Capital MRI works with Max Benjamin Partners (MBP) to source and execute potential debt and equity solutions on your behalf.

Proven Experience

MBP has advised on approximately $4 billion in debt and equity transactions since 2018.

Execution Capacity

A team of roughly 30 professionals supports capital sourcing and transaction execution.

Capital MRI refinance path

Clarity first. A human review when the numbers call for it.

Understand your refinance gap from a lender’s perspective. We examine property income, operating expenses, taxes, reserves, rent-roll support and loan terms to assess borrowing capacity, identify financing constraints and determine what it will take to close the gap.

Step 1: Identify & Size

Free

In two minutes, estimate your property's value, potential refinance proceeds, and any equity gap using your own figures—no documents required.

DIY Estimator

Prefer a more reliable answer? Upload your loan agreement, rent roll and T-12. We'll review your actual property financials from a lender's perspective and assess your refinance gap.

We Do It

Step 2: Diagnose & Solve

Know where your refinance stands—and what you can do about it. We review your property's financials from a lender's perspective to estimate supportable loan proceeds, quantify any equity gap, and identify potential ways to bridge it—from improving NOI to restructuring debt or bringing in additional capital. You receive a tailored 4–5 page assessment with actionable next steps.

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Step 3: Execute (Advisor-Led)

Turn your refinancing strategy into a capital solution. If additional financing is needed, Max Benjamin Partners (MBP) works to source debt and equity aligned with your property's needs. Fees are success-based: 1% for debt and 2–3% for equity, payable only at closing. All financing is subject to lender and investor approval and is not guaranteed.

Talk to an Advisor

Lender perspective

Property financials need context before a lender can size debt.

A refinance review looks beyond a single NOI figure. The right treatment depends on property records and the terms of the existing debt; the free estimator does not read files or produce a lender’s underwriting result.

01
Recurring OpEx vs. CapEx
Separating recurring operating costs from capital work changes how sustainable NOI is framed.
02
Taxes and phase-ins
A tax bill, exemption, or phase-in schedule can change projected property expenses over the loan term.
03
Capital reserves
Reserve requirements and near-term capital needs can affect cash flow available for debt service.
04
Debt-agreement terms
Payment structure, covenants, interest-only periods, and payoff terms inform the DSCR, debt-yield, and LTV questions.

A precise maturity payoff shortfall requires complete loan payoff and agreement details. This site’s estimator does not calculate that figure.

Confidential call

Discuss the appropriate next step.

Discuss the $495 Diagnose & Solve review or Step 3 execution support. If engaged, Capital MRI works on the owner’s or investor’s behalf to solve the capital problem and execute a selected financing strategy. Success-based advisory fees are 1% for debt placement or 2–3% for equity raising, payable only if a transaction closes. Financing remains subject to lender approval and is not guaranteed.

Capital MRI will respond within one business day. This is not a financing application or commitment.

Straight answers

What to expect from Capital MRI.

If engaged for execution, Capital MRI works to solve the owner’s or investor’s capital problem and may execute a debt or equity financing strategy with Max Benjamin Partners (MBP). Success-based fees are 1% for debt placement or 2–3% for equity raising, payable only if a transaction closes. Financing remains subject to lender and investor approval and is not guaranteed.

Success-fee only
    Capital MRI | Refinance Readiness